List of Mortgage Companies

What's the difference between a mortgage bank and a regular bank? Also, what exactly does a mortgage bank do?

When will my mortgage bank report foreclosure to the credit burreau/ credit history? When will my mortgage bank report foreclosure to the credit burreau/ credit history? i haven't payed my mortgage for 3 months. when will my mortgage bank report foreclosure or when will it show on my credit history? i live in Pennsylvania. and the bank is Bank of America. Thanks.

I have been granted judgement by small court. Can I garnishee my debtors mortgage bank account? I do not have much information about my debtors work place or bank accounts. However I know for sure they have a home mortgage account. Can I garnishee this account?

Any one file a foreclosure with First Mortgage Bank? I am considering foreclosure, I want to know if anyone has foreclosed with First Mortgage Corp Bank. What happened and how long were you able to stay in your house for? Did they work with you at all? Thanks, any help will do right now.

Should I have to pay my mortgage bank to cancel PMI? The principle of my mortgage just passed the 20% threshold where I can cancel private mortgage insurance. However the bank notified me that they would have to assess the property to the tune of nearly $300 before they will cancel PMI. Is that standard practice, or am I getting hosed? Leo F: It is for the appraisal, but the problem I have with that is that the PMI is for the bank's benefit, not mine. Why should I have to pay a cent to get that canceled?

why Mortgage bank can't extend your mortgage payment for an extra 3 days to avoid late fees ? I called my mortgage bank today to request if they could extend my December payment for an extra 3days to avoid late fees and they said No and they can't do nothing about it. ahh .. I guess I have to suck it up and eat the late fees. thank you

Can the bank apply a payment for mortgage to another loan? We have (2) loans, our mortgage and a line of credit on our home equity. My husband lost his job and we were trying to keep up the payments on our mortgage. When he paid a payment he used a payment coupon for the mortgage loan. Instead of applying the whole payment to our mortgage, the bank put some of the payment towards (1) month of the mortgage loan and the rest towards the home equity loan. So now we are still (1) month behind on our mortgage payment and the home equity loan is paid for about (4) months ahead of time. We are trying our best to keep this house. Yes my husband used a payment coupon with the loan number on it and he received a receipt for the amount and the loan number was on the receipt also.

How do you decide what bank to get a mortgage from? My boyfriend and I have two different banks. How do we decide where to go to get pre-approved for a mortgage? My bank is pretty much local, with only about 10 branches total. My bf's bank is national.

how long does it take to get an answer from a bank on obtaining a mortgage? Bank mortgage, how long does it take to see if you are approved?

when paying extra principal should the bank reduce the mortgage payment or time period? I paid some principal towards my mortgage. the bank reduced my time period not the mortgage payment. is this koshier?

Can a mortgage bank cancel your pre approval loan? We are first time home buyers and before we start looking for a house, we made sure that we are already pre approved. Can a bank cancel their pre approval even if there are no changes in your credit worthiness and application details when you applied for the loan? What are the common reason? Do we have to do another appraisal if we change lender?

First Time Home Buyer - Is it better to use a mortgage broker or go directly to a local bank? Who is it better to talk to about getting our first mortgage. A bank or mortgage broker?

How do they sell on a mortgage ? If Bank A sells the mortgage how does bank B or C end up with it ? Why would another bank buy the mortgage if their staff had never met the lenders .

My mortgage bank doesnt want to modificate my loan. What can i do? I bought my house 5 years ago, 3 years intrest only, after that the intrest changed every year. After 3 years i modifacted my loan for another 18 months intreset only. now my bank doesnt want to modicate my loan to fixed intrest for the next 25 years. Im afraid that my intreset will go up next year and i would lose my house. please help!

I have a question about Indy Mac Bank mortgage company, can you help here? My grandma is 79 years old and she was in the process of getting her mortgage payment lowered because she pays $3,000 a month on a variable rate. This was 3 months ago. Now since Indy Mac Bank has gone under, can anyone predict what will happen?

Can anyone recommend a good Buy to Let Mortgage bank? I am looking to buy a flat to let out - can anyone recommend a bank or lender who will do this for a reasonable rate at 90% loan to value. Thanks. Any other bits of info on investments or good investment companies would go amiss either. Thanks UK only!

How do I increase my Mortgage payments if the bank my mortgage is with is different from my regular bank? If my regular day to day bank is though TD Canada Trust but my Mortgage is with Scotia Bank do I have to call someone to request doubling up on payment etc.

Why would a bank want to refinance my mortgage? A few years ago, I had a mortgage with Bank A. The rates went way down so I refinanced with Bank B at a lower rate AND a shorter term (went from 30 year to 15 year.) Why would Bank B want to offer me something like that? What is in it for them? Please advise. Thank you!

Which is better bank or mortgage broker? My hubby and I are planning to meet with our bank we do our everyday banking with, regarding a mortgage. I have heard that using a mortgage broker is better. What is your opinion?

Can a bank waive Mortgage Insurance for a borrower? Can a bank waive Mortgage Insurance for a borrower? Or its governments rule/law for a lender to ask for Mortgage Insurance from a borrower who is borrowing more than 80%. Can a bank offer any special like if you have at least 10% deposit will not have to pay the insurance. Thanks in advance Haseeb Canberra, Australia.

Can you prevent a bank from selling a home mortgage to another bank? I got a letter that my mortgage is being sold to FannieMae. I picked my current mortgage company based on online features, free weekly payment program (and other free programs), stability, and proximity to my home. I think a bank should have to get consent before selling a home mortgage and provide some sort of compensation for the inconvenience. :)

Can mortgage companies access your bank statements? My ex-wife works for a mortgage company, is it possible for her to request my personal Banking account information. Staments / Balances with out my permission ? The mortgage company and bank are not the same company.

I just finished paying off my home mortgage, what documents should I receive from my mortgage bank? Are there any documents i should get from my county?

Will the failure of another large mortgage bank cause a sell off of stocks? With federal government reluctance (now) to support failing companies and financial institutions could this encourage a massive sell off on Monday's big board? Would people switch to gold and energy stocks?

is it easy to refinance my mortgage with Bank of America? I currently have a 30 year fixed mortgage that I obtained one year ago at 6.00%. I was looking today's rate and a 15 year fixed mortgage is 4.875%. Do you know how easy or hard is to refinance through Bank of America? Average closing costs to refinance? Thank you

Which is best, using a mortgage broker or a mortgage bank for home financing? I am looking for good service while looking for lowest costs and interest rates.

If you get a mortgage loan through bank and lose job. What options do you have to get out of that contract? If you get a mortgage loan through bank and lose job. What options do you have to get out of that contract with the bank? Or what options do you have to reduce the mortgage payments so payments can still be made?

Refinancing. Will I pay less in closing cost if I use my current mortgage lender/bank? I have heard you can save on some fees such as title search when you refinance with the same bank that has yiur current mortgage. Is this true?

can a bank look at your finances without your consent if you have a mortgage through them that is in foreclosu? I bank with B of A and I also have my home mortgage through them. Unfortunate times have come and I am going to have to foreclose my home. Can they look at my finances without my consent just because I have my mortgage through them. When I look at my online banking, my mortgage is linked up to my accounts?

Is it wise to get a mortgage loan with Bank of America right now? I am currently trying to buy a new home. Is it wise to get my mortgage loan through Bank of America right now? This would be my first home and I don't really know much so any advice would be great.

What happens to your mortgage if your bank collapses? I've heard various rumors, but what I want to know is if your bank isn't sold, but collapses and goes into the bankruptcy system, what happens to your mortgage?

Does having an illegal apartment affect the chance of getting a mortgage with the bank? Im interested in a Two family detached building with a ILLEGAL 1 br apartment downstairs...How does the bank look on this? I know they do not even consider the income but can it stop us from getting a mortgage on the property?

Can I expect another bank to pay my mortgage penalty if they want my business? I'm in a 5 year fixed mortgage with Royal Bank and have less than 2 years left in this term. I'm interested in buying a new house, and the bank told me it would cost $12,000 to break my current mortgage. I want to go with Scotiabank and ask them to pay off my penalty. Do you think they would do this?

Mortgage going up by a thousand dollars. What will my bank do? I've stopped paying my 2 mortgages because I just can't afford it anymore since one of them went up by a thousand dollars. What can I expect my bank to do? I put my house on the market even though it is ~$80,000.00 less than what my combined mortgage is. My bank won't try to make me pay part of the monthly mortgage will they? As I see it, if a partial payment is the same as no payment as far as my credit is concerned, then why should I even pay it? All of it is going to interest. I want to wait it out until I can short sell my house or foreclose and in the mean time, use the extra money to pay off some debt. Is this strategy sound?

What you think that Bank Mortgage rates will stay lower as now for long term? Bank are here to make money not to loose money, it looks like for short term that rates are low. What you think?

Is there a website that offers a list of bank/mortgage lenders per state? Looking for a list of mortgage lenders and/or banks for each state. Any website out there like that?

Mortgage from neighborhood bank or a mortgage broker? I need a mortgage for my first home. I have excellent credit (FICO score 780), steady income and job, and I can put 20% down. In my case, is it better to go to a bank or to a mortgage broker company (the ones that compare many different lenders)? Or even LendingTree? Thank you -- being a first-time borrower is scary!

What happens when the bank goes bankrupt? Do you still have to pay back your debt (mortgage, credit cards)? I have a bank endorsed credit card for Bank of America. What happens if they go bankrupt? Do I still have to pay back the money that I owe on that credit card? What about people who have a mortgage through a bank? Do they have to continue to pay it even if the bank has gone under?

Should I help my home buyer find a mortgage at MY bank? I was wondering if my current mortgage holder would be more motivated to give my potential home buyer a loan than some other bank would. If I sell my house but the buyer uses some OTHER bank MY bank looses the income from holding the mortgage. So would the buyer have an easier time getting a loan at MY mortgage holder? Or am I just thinking too much?

Why are bank mortgage rates always higher than credit unions? Is there a reason for this? Does the bank offer services the credit unions don't?

Can I purchase mortgage insurance on a bank mortgage in-case of a natural disaster? I live in a townhome that is being financed. Can I purchase insurance to cover my mortgage balance incase my home were to catch fire. My homeowners assoc. covers the outside structure of the house, but do I need special insurance to payoff the balance of my loan in the event of a tragedy.

what will happend for not paying the mortgage loan to bank? my father have a mortgage loan from Allahabad Bank since 2000.he got a loan Rs.2lacs for years.He was an employee in a private company,but since last 11 months he was left from his job, now he is about 53years & totally unemployed.for this reason we're completely unable to pay the EMI to the bank for last 9 months, now we've nothing to give to the bank.If this situation will going on, then what will happen with us.Will bank force to leave the house?

I was wondering is it better to make over payments on your mortgage or bank the money and pay of a lump sum? I want to reduce my mortgage and intend to increase payments, but not sure shall i save the money and pay of a lump sum each yesr or increase monthly payments. The bank says interest is paid daily and is standardd variable rate

If i am unable to pay my 1st and 2nd mortgage, can the bank freeze my checking/savings accounts? I received my 2nd mortgage through the bank that i have my checking account with. I am in Florida.

We are renting a house and the owner needs out of the mortgage. Can the bank transfer the loan to us? We were denied a home loan from the bank due to debts we are paying down. The home owners just need out of the mortgage and would like us to take over the loan. The house is worth 329,000 and they only owe 228,000. Would a bank transfer what is owed on the loan?

what would happen to my mortgage if the bank collapsed? Hypothetically - if the bank collapsed (unlikely I know) where would my mortgage debt go? - would my house end up defaulting to my ownership?

Does it matter whether a mortgage preapproval is from a bank or a mortgage company? My former realtor told me that it's better to have a preapproval from a bank than a mortgage company. My preapproval is from Suntrust Mortgage. My new realtor is asking that I check out two different lender that are not with banks. Is either one better than the other?

What do I need to take to the bank, apart from salary slips, when applying for a mortgage? Me and my hubby are going to sort out our mortgage at the bank tomorrow. We know that we have to take our last 6 months salary slips, but cant remember what else we were told to take with us! Does anyone know? Thank you!! xxxx

If I have 2 homes and default on 1 mortgage, does the bank come after the 2nd home too? If I have 2 homes, both with mortgages, and I default on one of the mortgages, can the bank (different banks for each home) who holds the bad mortgage come after the 2nd house?

Hi all, I am currently a loan officer with a mortgage bank in NYC.? However, as things have changed the current market forces 1 to seek alternative ways of income. I happened to come across a group of investors who negotiate short sales N buy these properties in distress. They offer a 2% finder's fee of the settlement price reached through negotiations with the bank on deals up to $500,000 N the percentage changes if the deals are larger. I would like any advice available on a scenario that follows as such: I am cold calling my mortgage leads, N I come across a client in NY who's 4 months behind on her mortgage N facing foreclosure. So I get all the client's information gather his/her documents N take the client to these investors who have the liquid cash N whom would negotiate with the bank for the short sale. Upon reaching a settlement price of lets say $500,000 I receive a check for $10,000. Now remember I am not a licensed real estate agent. Is this legal in any way?Is there anything I can do to make it an acceptable practice?

How do I work out if the bank is correctly charging interest on my mortgage? I have noticed that the interest charged to me by the bank on my mortgage fluctuates from month to month (fixed interest rate) an I was wondering if there is a formula used to work out what interest should be charged???

If I hired a lawyer to negotiate with my bank about my mortgage, does my mortgage have to be modified? I Hired a lawyer to negotiate with my bank for me. I gave him all the tax returns and paycheck stubs. Will the bank have to work with me on the mortgage.

Which type of lending institution is better for a home mortgage; a mortgage company or traditional bank? I'm not a first time home buyer. What are the pros and cons of using bank financing versus mortgage company financing to find the most competitive interest rates? This is for a home purchase, not refinance and my credit is excellant.

suppose i work for a mortgage bank, and I default on a loan from them, is that grounds for firing? Please site any sources if possible.

Can the bank I have a mortgage with go after my other assets if my home goes into foreclosure? I have several properties and stocks (not in retirement plan) in Connecticut. If one of my homes goes into foreclosure can the bank go after my other homes even though those homes have outstanding mortgages with other banks? Or can they go after my stocks?

Mortgage from neighborhood bank or a mortgage broker? I need a mortgage for my first home. I have excellent credit (FICO score 780), steady income and job, and I can put 20% down. In my case, is it better to go to a bank or to a mortgage broker company (the ones that compare many different lenders)? Or even LendingTree? Thank you -- being a first-time borrower is scary!

Which type of lending institution is better for a home mortgage; a mortgage company or traditional bank? I'm not a first time home buyer. What are the pros and cons of using bank financing versus mortgage company financing to find the most competitive interest rates? This is for a home purchase, not refinance and my credit is excellant.

It is illegal for a bank to change raise my FIXED mortgage rate? Recently the bank that my mortgage loan is through went bankrupt. My mortgage loan was transferred to Bank of America. Initially, i had a 30 year fixed mortgage rate and now B.O.A is saying that my payments are almost 500$ more than they initially were. Is this illegal for the bank to do this?

Which is better, a Mortgage from a Home Builders versus a bank or broker? I am thinking of buying a new home in Virginia and was wondering if a using the mortage company associated with a builder was better, or had advatanges over the traditional bank or mortgage company? Who has more liberial on their requirements?

How many skipped mortgage payments before the bank can begin foreclosure? Lost job in the begining of May. Paid May mortgage payment, but only a fraction of June's. It is now July 21. Can the bank foreclose already? I just sent $600 but still owe $1,000 of June's mortgage.

Late mortgage payments, can they get my money in my bank? We have not paid our mortgage for 2 months now. The mortgage was under the bank where we also have some money left in my savings account. Can the bank hold my money in their bank or worse get it to pay for the 2 months and penalties? We can't afford our mortgage now, the bank said that they cannot modify our loan unless they see missing payments.

How do I add another name to bank account, mortgage, truck title..all owned items? My dad has recently had some health problems, and would like to add me as another owner on his mortgage, vehicle, property ownership, and bank accounts....is it really as easy as calling the banks, and just changing the title on vehicles???

Is a mortgage broker different than just going to the bank to see what I am approved for? I am looking into buying my first home. I live in Ontario Canada, and everyone is telling me to go to a mortgage broker. I thought I would have to go the bank first to see what I qualify for. Is a mortgage broker and a bank, the same thing? I also heard something about a 'first time homeowner' thing that is also available. I am so clueless about this and I don't want to get ripped off. Please tell me what steps I need to take to finally get out of this stupid apartment.

Relocating and need advice on moving to Puyallup, Gig Harbor. Any bank mortgage referrals? I am relocating to the Pierce County area and or outskirts for a job promotion and looking to move to Gig Harbor or Puyallup because mostly I have heard the schools are pretty good. I would like some pro’s and cons about best places to live and why. Also, if anyone recommends an honest realtor, bank to get a good loan, especially with the economy the way it is I would really appreciate it. Thanks!

What's it called when you basically stop mortgage payments and give your house back to the bank? We have a mortgage, loaned from the bank, and we're considering just giving it back, because we can no longer make the payments. What's the official term for that? I guess I know it's called foreclosure, but I thought that was only if it was initiated by the bank, and not the loanee.

How much money will my bank charge me for pulling out of a mortgage deal? I've just recently put an offer in for a house which was accepted and i sorted a mortgage out with the bank. Now something has come up and we've had to pull out of buying the house. The only thing i have signed ref to this is the mortgage agreement. how much will the bank charge me for this?

CAN I ASK FOR A HIGHER AMOUNT FROM A MORTGAGE LENDER OR BANK? I am looking into a foreclosed home. However it needs some work. Can we ask a mortgage lender or a bank for a higher loan amount to fix the problems as long we qualify for that higher amount? Is this allowed? Ok Thank you for answering that question. I have another. Which is easier and smarter to use a bank or a mortgage lender?

What is a second mortgage and how can an owner and a bank or private investor benefit from it? What situation would an owner use a second mortgage. How does the bank and the owner benefit from it?

Can you get a mortgage with a US bank for a Canadian property? I'm purchasing a new home, and I'm wondering if I have any options with going with a US bank for the loan/mortgage. I am a canadian citizen and the new home is in Canada.

Does the bank return any paid mortgage in case of foreclosure ? What if someone cannot continue to pay mortgages ? Will the bank pay them back any money they paid as mortgages over time ?

Can a Canadian obtain a mortgage from a US bank for a house in Canada? With US mortgage rate dropping and a strong Canadian dollar, I am interested in finding out if I can have a portion or all of my mortgage from an American bank. Is this feasible? Please advise.

We are renting and the owners not paying the mortgage. If it gets foreclosed can bank take our possesions too? Our landlord is not paying the entire mortgage and the bank is calling us now. If this home gets foreclosed on can the bank take possesion of all of our property inside the home??

Does anyone know where I can find a list of Mortgage/Bank/Company failures so far in 2008? I have found the list of banks that have been taken over by the FDIC, but I'd like to know who all has failed. Fannie Mae/Freddie Mac and AIG is on the list, but what other large companies have failed or have been taken over?

if you get a mortgage loan from the bank what is usually the qualifications, in getting approved? what type of info must I provide? what is the minimum that they usually qualify you for? Is it better to get a loan from the bank, or one of these mortgage lenders?

Which bank offers the lowest interest rate for mortgage refinance in California? I need to refinance my second/investment home in Milpitas California and I'm looking for a mortgage broker or a bank that offers lowest interest rate based on 700 or more fico score. Preferably a loan program with minimum monthly payment is preferred.

Any US bank would make a mortgage loan to a borrower whose income is from outside the US? I am trying to refinance my existing mortgage on a house in Vienna. But my income is currently from outside the US. Does anyone know any US bank that would make such a loan to me? Thanks.

Any US bank would make a mortgage loan to a borrower with income from outside the US? Any US bank would make a mortgage loan to a borrower whose income is from outside the US? I am trying to refinance my existing mortgage on a house in the US. But my income is currently from outside the US. Does anyone know any US bank that would make such a loan to me? Thanks.